11
Jan

Auto Insurance Tips For Foreign Travelers

Author: Marcel A Johnson
Source: ezinearticles.com

Each year there are hundreds of people who travel to the US either for leisure purposes or on a business trip. However, when they arrive many times the travellers are not allowed to drive because they do no know what is required of them. Once you have everything available for you to drive in US, there are many auto insurance options that are available to you.

Before you fly to the US, the first thing you want to tick on your checklist is an International Driving License. You can get this in your country, so you have to contact the relevant authorities and explain them the situation asking them to issue you the card. Once you get this, you can drive any car you want, however, you must have the auto insurance. Few travellers do not get themselves insured because they would rather spend the money on something else. What they do not realize is the danger that they are putting themselves into. Even if they do get the insurance, it is only very limited and can only be used to cover the damages that are suffered by the car.

If you are on a leisure trip, there is a chance that you could run into an accident. If you do not have any sort of coverage, and it is a serious accident, all money which you had saved up for the trip might be spent in the medical bills. And even more. Getting the insurance should lift a huge burden off you because even if there is an accident, you would know that you will be backed up.

There are numerous insurance companies where you can buy different types of insurance policies. Go to the internet and look for the insurance policies that are offered by the companies in the state you are in. you can find various different deals, and on the web you can also compare prices of the different policies. However, if you do not plan to buy a car and just rent it, even then you can, and should get insurance. The companies that provide you with rent-a-car service will not issue you the car unless you have the insurance.

So whether you are a traveller on a business trip or any other reason, do not avoid auto insurance, and do your research online before you head out to make sure you know what to expect.

If you’re stuck and need some help finding good information online try using Ezquoteguide.com for finding the right local insurance information you need right away to help you fulfill your auto insurance needs.

16
Nov

Hire a Car or Use Your Own?

Author: Wouter Evers
Source: ezinearticles.com

Many of us choose to swap the plane for a much more familiar form of transport for a holiday abroad; the motorcar. However, if you want to experience the joy of the open road, with the summer breeze rushing through your hair, then you need to be sure your insurance is in order. By learning a few little known facts you could save yourself a lot of hassle and a lot of money. Here are some top insurance tips for driving abroad.

Hire Cars – When hiring a car to drive abroad the car will almost always come with insurance, but that will most probably be third party insurance only. This means that if you have an accident, and it’s deemed to be your fault, you could face a hefty repair bill for all vehicles involved. Make sure you check out the level of insurance provided by the hire company before you take control of the car, preferably before you’ve even left home to go on holiday. If it is third party then have a look on the internet for companies which offer special cover for hire vehicles, effectively this cover will upgrade any insurance which is included in the car hire to fully comprehensive.

Your Car – It’s important when driving your car abroad to make sure that your insurance broker has covered you to drive abroad. If you’re not covered you’ll need to notify them of your travel dates and possibly pay a fee. If you are covered you may still need to notify your insurance company of your travel dates as you might be limited to the number of days you’re covered abroad and they’ll need to know when you’re away. If you’re using a comparison site when buying your insurance then you can often select the need to be covered for trips abroad. Kwik Fit Insurance offer 60 days cover abroad when you take out a car insurance policy from their site, which should be enough to cover all of your holidays. Be careful also that you’re not breaking the law without realising it; things like speed camera detectors might be legal in the UK, but travel across the channel to France and the same detector will cost you thousands of Euros in fines if you’re caught with it in the car, even if you’re not using it. So make sure you know the law when taking your own car abroad, and with all that done, enjoy the sun!

Wouter Evers – 4 Seasons Car Rental offers you only the newest, cleanest, safest and best quality vehicles for your car rental needs in Southern Africa. http://4seasons-car-rental.com/index.php?option=com_content&view=article&id=25&Itemid=26

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