Compare Travel Insurance | Tips On Buying Good Travel Insurance
08
Jan

Travel Insurance: Preparing For A Surfing Holiday

Author: David Collins
Source: articlesbase.com

Surfing is one of the most popular watersports for extreme sports enthusiasts, and with a wide variety of locations worldwide, can be one of the most exhilarating. Many who visit the coastal regions in the southern hemisphere — such as the vast beaches of South Africa and Australia — go for the rich variety of surfing conditions during the warm weather. Surfing is also a popular choice for backpackers who embark on excursions down under. As with all extreme sports, there is an element of danger associated with surfing, ranging from collisions with fellow surfers, marine wildlife and also the risk of drowning. Because of this it is important to arrange some suitable cover before to take the plunge. Take the time to compare travel insurance prices before you embark on your trips, and also for any equipment you might be taking along. Don’t be afraid if you haven’t brought a board with you, surf shacks will usually hire out equipment such as wetsuits and boards. More experienced enthusiasts will also have taken out some form of surf insurance against their possessions, in order to cover against equipment damage — both during transit and when you’re riding the waves – and medical cover in the event of an accident. Or ‘wipeout’ if you prefer the lingo. As popular as surfing is, for a beginner it can be quite difficult to get the hang of, which is why it is important to ensure that before you travel you arrange to take some surfing lessons, as well as doing some travel insurance comparison to ensure that you are covered against any injuries. When embarking on a surfing excursion for the first time it is important to be careful, pay attention to what your instructor says, avoid paddling out too far and don’t try and do too much too quickly. Once you’ve got the hang of it, surfing can be a pretty ‘gnarly’ experience, but it’s better to be safe than sorry.

David is an experienced web author based in the UK

09
Dec

The Essentials For The Slopes

Author: Paul Lucasbr
Source: articledashboard.combr
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Its the time of year when Brits everywhere get so sick of the freezing weather, the ice on the roads, piling on extra sweaters and turning up the heat that they decided to pack their bags and head for somewhere even colder.

Yes its the ski season and while you pack your thermals, twenty pairs of socks, and a fluffy pair of earmuffs its also vital to remember your travel insurance, also known as holiday insurance.

The fact is that not too many of us Brits are the most natural on the slopes (just ask Eddie the Eagle), but even those of us headed for the Olympic trials should make sure we have adequate cover for one of the most dangerous winter sports. Skiing, snowboarding and even snow tubing all require adequate travel insurance that takes into account winter sports cover. So whether you have single trip or annual travel insurance, make sure you are covered with the following:

? Medical Expenses ?2million
? Personal Liability ?1million
? Cancellation ?3,000
? Baggage ?1,500
? Cash ?250

You should also check the small print for the following ski cover:

? Ski equipment
? Ski hire
? Piste closure
? Inability to ski due to accident
? Inability to ski due to sickness or the loss or theft of your ski pass
? Avalanche closure

Use the travel insurance comparison tool at moneysupermarket.com to find the cheapest and most comprehensive cover from a range of travel insurance providers – it is much cheaper to buy a stand-alone policy than to purchase your insurance as an add-on via a travel agent. The Financial Services Authority regulates all stand-alone policies, however they do not regulate insurance that is bought via a travel agent. Consequently many travellers are paying over the odds for inadequate cover. Be smart before you buy and make a thorough search of the market to find cover that accurately suits your requirements at a much cheaper price.

Also remember to take it easy while youre abroad as virtually every travel insurance policy on the market will discount any claim you make if you are found to be under the influence of alcohol or drugs.

No jokes about taking it easy while out on the piste please?/pbr
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