Author: Tom Gruichbr
Source: articlesbase.combr
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GPS is practically essential for fleet tracking, if you really want to know where your trucks are at any given time.� The solutions available today allow business owners to keep track of hundreds of vehicles, as easily as they could keep track of a single one in the past.� There are many other benefits as well.Owners find that they have reduced fuel expenses by reducing the number of lost drivers and by allowing the system to choose the most fuel efficient and time efficient routes.� That typically reduces the number of miles driven, as well, which prolongs the life of the vehicle and reduces maintenance costs.The devices are small enough to be attached to any vehicle.� They can be used to track vehicles in “real-time” or the position can be updated on a regular basis.� Data from the trip can also be stored until the vehicle arrives in the shop, where the information concerning mileage and fuel used, as well as the trip time can be uploaded.The cost of GPS fleet tracking systems varies, generally depending on the features that your company needs.� The number of vehicles in the fleet is another cost consideration.� Since a device must be attached to each vehicle, you simply multiply the number of vehicles in your fleet by the cost per unit to determine that part of the bill.� Volume discounts may be available.� It never hurts to ask.Surveys of insurance companies have shown that fleet tracking reduces the number of accidents.� Because of that and because of reduced vehicle theft, some insurance companies offer discounts to companies that have GPS monitoring.� The discount could offset your total cost.If you make deliveries to customers, they will appreciate improved service and a more accurate assessment of delivery times.� By giving a customer a better idea of when the truck will arrive, you reduce the number of return calls that your drivers need to make, which further reduces your costs.Your billing accuracy will improve because of the data stored in the devices.� Some systems can be used to perform engine diagnostics while the vehicles are running.� Even the air pressure in the tires can be checked electronically, sometimes from within the vehicle.The technology available today allows business owners like you to make more profits.� Fleet tracking with GPS monitoring systems is just one of the ways to use today’s technology to improve your performance and increase your profits.br
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pTom Gruich is a professional database designer with 40 years experience in systems analysis and design of database software applications. For more database GPS fleet tracking thoughts and design ideas please visit a rel=nofollow,nofollow href=http://www.adaptinfo4.com/info4/Expert Database Design/a or his Smart Database website at = a rel=nofollow,nofollow href=http://www.adaptcode.com/a rel=nofollow,nofollow target=_blank href=http://www.adaptcode.comhttp://www.adaptcode.com/a/a
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Author: Elbert Hamilton
Source: articledashboard.com

Here’s 7 easy ways to get the best possible auto insurance deal.

* Multiple Quotes

Get multiple quotes – use the internet and call a few brokers. It’s easy to gather some good comparison quotes.

Remember to get different types of quotes e.g one from a direct-sell insurance company; another from an offline broker who keeps a database of quotes; and a couple from the internet.

Cheapest might not mean best. Will they pay out if you make a claim ? How financially secure ? How reputable ? Check around with family and friends, and look for online reviews.

* Different type of car

Insurance costs vary depending on car type. Obviously, that $100k sports model costs more to insure than your average runabout. If you’re planning to buy a new car, check insurance costs before you buy. I once set my heart on a beautiful, high performance, highly tuned Pontiac.

Luckily I checked the auto insurance before I bought it, because I couldn’t get insurance. Every broker, every insurance company flat turned me down because I lived in a high car-crime area. So I had to forget the car of my dreams until I moved up-town.

* Age and Value of Car

Maybe you’re buying a used car ? Maybe your car saw better days a few years ago, and now values much lower ? So why pay for high-priced auto insurance ? In particular, do you still need fully comprehensive coverage ?

A good rule of thumb multiplies insurance premium by 10, and compares that figure with your car value. So if you’re quoted $1000 premium and your car is worth less than $10,000 you may want to think if comprehensive represents good value. If you drop collision and/or comprehensive coverage, you should get big savings.

* Higher deductibles (excess charges)

Most auto insurance companies use deductibles to keep policy cost down. Deductibles, or excess charges, show what you pay before your auto insurance policy kicks in. Try requesting quotes with different levels of deductibles, and see how your quotes vary.

Most internet quote forms contain a box where you can specify preferred level of deductibles. Ask your broker his recommended level. For example, going from $250 to $500 deductible can slash your insurance costs by 20% or more. Go to $1000 and you save a lot of money. But you must pay the deductible if you need to make a claim !

* Multiple Insurances

I guess this might come under the ‘Get Multiple Quotes’ heading, but it’s still worth mentioning separately. You usually get an insurance break if you buy multiple policies with the same insurer.

This might mean multiple vehicles, or homeowner and auto insurance. Either way it’s worth asking about multi-policy discounts.

* Low Mileage

More and more people work at home. No more commuting. Fewer business trips. Low mileage on your car. Maybe you do travel to work, but car pool ?

Either way, look for low mileage discounts.

* Good Driving Record

A good driving record always reduces your auto insurance costs. Keep a clean drivers license. Don’t speed, don’t drive dangerously, and you’ll save money (apart from other benefits !)

* Bonus Tip

Okay, I said ’7 Ways…’, but here’s some extra tips. Fit anti-theft devices to your car. Go on an advanced driver training course. Use daytime running lights. If you’re a college student away from home, consider adding to parents policy.

This short article covers the things you must consider when shopping for auto insurance. Follow these tips and you’ll slash your auto insurance costs.